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Chartered
in 1905, American National Insurance Company has evolved into
an industry leader, ranking among the larger life insurance
companies in the United States.
Today,
the company provides personalized service to more than 2.9
million policyholders throughout 49 states, the District of
Columbia, Guam, American Samoa and Puerto Rico.
Directly
and through its subsidiaries and business relationships, American
National offers a broad line of insurance coverages, including
individual and group life, health, individual disability*,
personal lines property and casualty and credit insurance.
To
learn more about American National Insurance Company and the
products we offer, please visit the Home Office web site at
www.anico.com.
American
National Insurance Company's home office is in Galveston,
Texas.
*Underwritten
by Illinois Mutual Life Insurance Company.
Financial
Strength Ratings
American
National Insurance Company ("American National")
has been evaluated and assigned the following ratings by nationally
recognized, independent rating agencies. The ratings are current
as of April 2006.
A.M.
Best -- A+ (Superior) -- 2nd highest of 13 active
company ratings 1
"A superior
ability to meet their ongoing obligations to policyholders"
Standard
& Poor's -- AA (Very Strong) -- 3rd highest of 20 active
company ratings 2
"Very strong
financial security characteristics, differing only slightly
from those rated higher"
Ratings
reflect current independent opinions of the financial capacity
of an insurance organization to meet the obligations of its
insurance policies and contracts in accordance with their
terms. They are based on comprehensive quantitative and qualitative
evaluations of the comapny and its management strategy. The
rating agencies do not provide ratings as a recommentation
to purchase insurance or annuities. The ratings are not
a warranty of an insurer's current or future ability to
meet its contractual obligations.
Ratings
may be changed, suspended, or withdrawn at any time. for the
most current ratings view the full rating reports on American
National's website at www.anico.com.
1
A.M. Best's active company rating scale is: A++ (Superior),
A+ (Superior), A (Excellent), A- (Excellent), B++ (Very Good),
B+ (Very Good), B (Adequate), B- (Adequate), C++ (Fair), C+
(Fair), C (Marginal), C- (Marginal), and D (Poor)
2
Standard and Poor's active company rating scale
is: AAA (Extremely Strong), AA (Very Strong), A (Strong),
BBB (Good), BB (Marginal), B (Weak), CCC (Very Weak), CC (Extremely
Weak). Plus (+) or minus (-) modifiers show the relative standing
within the categories from AA to CCC.
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